A strategic acquiring partner for digital businesses, fintechs, payment providers, and ISOs, backed by a next-generation payment infrastructure

Customisation at the business level

We tailor the commercial model, services, and technology to your needs and keep it aligned as your business evolves.

Direct communication with C-level

Instead of scripted account managers, you’re in direct contact with people who make decisions and unlock business blockers.

Personalised pricing

Instead of a generic rate, we tailor IC++, blended, or revenue-share pricing to your model, maintaining full transparency with no hidden fees.

Tailored service setup

Merchant onboarding, settlements, risk routines, reporting, and operational workflows are shaped around your portfolio, not forced into the standard templates most European payment processors use.

Technology that follows your requirements

We expand and adapt our API to your flow. As your product and market evolve, we continue to ship new features, without waiting on third-party vendor timelines.

FMPay payment products

An EU-licensed payment platform that lets merchants accept payments and move funds, and go live in just one day.

Licensed card acquiring

Support advanced pay-in scenarios.

Online payments

SoftPOS (Tap-to-Pay)

mPOS (soon)

POS (soon)

Multi-tenant merchant accounts

Cross-border payments in 65+ currencies

SMS / DMS support

3DS v2 data acceptance

Settlement & Reconciliation

Chargebacks & Disputes

Payouts

Unlock flexible fund movement across any rails with configurable flows tailored to your business logic.

Cards

Bank Transfers

Wallets

OCT/AFT payouts

Customisable payout flows

Single and batch payouts

Pay-in (Online payment gateway)

Boost conversions across every payment flow while keeping integrations friction-free with one of the most advanced payment gateways in Europe.

Payment API

Hosted Checkout

Payment Links

QR payments

Subscription and recurring payments

One-click payments / tokenisation

3DS/non-3DS, CVV/non-CVV

SMS and DMS transactions

1-day merchant onboarding module for partners

Remove merchant activation delays through automated KYC embedded right into your environment.

Web

Mobile

Widget

Application link

Feel confident and protected

Enterprise-grade service with real client care

FMPay keeps things moving without escalations, handoffs, or constant follow-ups.

High approval rates

A modern low-latency processing stack reduces timeouts and declines from issuers. Combined with fast routing and optimised scheme integration, we minimise failed authorisation attempts.

Unified dashboards for 360° operational visibility

See all merchant terminals, authorisations, charges, settlements, and fees in a single real-time dashboard. Keep operations clear, predictable, and transparent.

Simple launch in under 2 weeks

With a modern RESTful API, clear documentation, and a dedicated engineer to assist your team, we shorten the integration timeline and remove technical friction. We also accelerate compliance and onboarding formalities.

Dedicated success manager

You’re paired with a person who owns your goals end-to-end, including technical setup, compliance tasks, and settlement logic. You have one European payment service provider who moves your project forward.

FMPay management toolset

Monitor your business performance and revenue dynamics in real time.

Merchant Portal

Our fintech platform for card acquiring provides a centralised workspace, that gives you full operational and financial visibility over your payment activity.

Real-time monitoring of each transaction

Advanced reporting for actionable insights

Refund management

Reconciliations

Partner Portal for ISOs and Payment providers

Our payment acquiring solution includes a scalable control layer that enables you to oversee, grow, and optimise your merchant portfolios from a single environment.

Merchant onboarding progress panel

Merchant management

Financial analytics

Merchant performance tracking